RV Insurance

RV owners know the journey means as much as the destination.While RV'ers enjoy being on the road and getting away, many mistakenly assume that RV insurance is about the same as car insurance.In fact, if you don't have proper insurance for your RV, you may face financial hardship if you should have an accident.

RV Insurance is like two policies in one: it protects your vehicle like car insurance and it also protects your living area like home insurance.

Collision and road emergencies are definite risks to insure against. But when you are camping or parked, your RV becomes your home and needs to be protected against theft, fire, liability and other disasters.

Insurance for motor homes is specially designed to protect people that travel. And because your vehicle is usually larger than others, you should have greater liability coverage than standard autos, and this is only one important coverage option you might consider.

When you insure your RV, you might want to consider these important options:

• Insurance for full-time RVers
• Camper liability — since you are responsible for what happens inside your mobile home and the lot or camp site it’s parked on (just like your house.)
• Extra bodily and property damage liability is not uncommon, especially if you have an expensive and large RV.
• 24 hour roadside assistance is a worthwhile feature that could really save you time and money even if you only use it once. And if you never need it, what peace of mind!
• Emergency expense money
• Total loss coverage
• RV contents coverage
• Insurance for any ATVs you may be towing, both for damage they may sustain being towed or being driven.